We’re for criteria that sound right


New criteria mean we can assist with more residential cases

Find out how our new criteria will help your clients

We are pleased to announce the launch of our all-new residential proposition – this includes the introduction of Prime and  Near-prime mortgage ranges.

Rates for both ranges start from 3.19% with up to a maximum 90% LTV, available for remortgages and purchases – this includes first-time buyers.

Our key changes include:

  • New, keenly-priced prime residential lending products, including asset-backed interest-only. Rates start from 3.19%
  • Three new near-prime residential ranges available exclusively via our selected partners, also priced from 3.19%
  • Simplification of our contractors criteria – including removal of the minimum income requirement
  • Self-employed customers trading for 1 year are no longer limited to professional applicants

Thanks to our improved criteria, prime and near-prime ranges, you will be provided with new opportunities to support clients looking for residential loans.

For more information on how our wider criteria could help your clients, watch our short scenario videos here. 


A closer look at our prime and near-prime ranges


New Prime range includes

  • Fee Assisted options available
  • Interest-only asset-backed for loans over £500,000
  • No minimum income for contractors
  • Loans available from £100,000 to £3,000,000
  • Max age 85*
  • 1-year self employment accepted

 

 

 

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© OneSavings Bank plc 2019.

krbs, Kent Reliance Banking Services and Kent Reliance are trading names of OneSavings Bank plc. Registered in England and Wales (company number 7312896). Registered office: Reliance House, Sun Pier, Chatham, Kent, ME4 4ET. OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504). We subscribe to the Financial Services Compensation Scheme and the Financial Ombudsman Service.